VTWAX is plenty cheap and is much simpler in every way. In a taxable account, there may be some advantage to holding them separately so you can use tax loss harvesting in the future. The benefits of that are often assumed to greater than they are, IMHO, but it can provide some tax savings. "Far more money has been lost by investors preparing ...VTI's expense ratio is 0.03%, while VTSAX's expense ratio comes in at 0.04%. That means for every $10,000 invested, Vanguard takes $3 per year for VTI or $4 for VTSAX. In comparison, most financial advisors consider a fund to be relatively inexpensive if the fund's expense ratio is less than 1% per year.Table last updated at 13 Apr 2021 13:25:48 GMT-0400. VTWAX holds less US mid-cap and US small-cap stocks than VTSAX. The average size of a VTWAX holding is smaller because of international exposure. 70% of the world's publicly-traded companies worth more than $200B are American.VSMPX at $102.40, yield of 1.97% will give you an annual dividend of $2.02 per share. So, the ratio of dollars from dividends to share price is roughly the same (the definition of dividend yield). In terms of dollars, for every $1,000 invested, VTSAX will pay out $19.40 and VSMPX will pay out $19.70.Vanguard Total Stock Market ETF (VTI) Market Price: $149.05. Premium: $0.02. Expense Ratio: 0.03%. Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) Price: $72.54. (No premium/discount, since the price reflects NAV) Expense Ratio: 0.04%. I know that they both have rock-bottom low expense ratios, and that it is just one basis point ...Find the latest Vanguard Total Stock Mkt Idx Adm (VTSAX) stock quote, history, news and other vital information to help you with your stock trading and investing.Biggest choice is how much risk you want to take. VWELX is about 1/3 in bonds and cash, which reduces volatility, but also reduces highest potential return. You also pay a much higher (although still relatively inexpensive) expense ratio for VWELX. VTSAX is an extremely inexpensive index fund holding 100% stocks (a market-cap weighted index ...VTWAX is the neutral bet, if you split VTWAX and VTSAX you are now overweight USA. If you want that then fine, but it is a less diversified approach. If ex-US outperforms over the next few decades, you lose out. It's not a hedge, it's a directional bet. but VTSAX just sounds so enticing with the past decade of returns.Vanguard Total Stock Market ETF (VTI) Market Price: $149.05. Premium: $0.02. Expense Ratio: 0.03%. Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) Price: $72.54. (No premium/discount, since the price reflects NAV) Expense Ratio: 0.04%. I know that they both have rock-bottom low expense ratios, and that it is just one basis point ...Index mutual funds track market indexes, such as the S&P 500. VTSAX is much broader than the S&P 500. The fund tracks more than 4,000 stocks. VFIAX tracks the S&P 500 Index, one of the three most popular U.S. indices (the Dow Jones Industrial Average and Nasdaq 100 being the other two). The fund owns shares of the largest 500 U.S. companies.It will make for easier rebalancing and better tax-lost harvesting. If you add VTWAX, you're doubling up on the stocks in VTSAX. To me, VTWAX only makes sense if you're using it for one-equity-fund simplicity. +1. Go with VTWAX in your IRA's and VTSAX and VTIAX in your taxable account. If you're cool with world market cap, you won't need to ...Even at $50 (or any amount really) it didn't make sense to use VTSAX in the IRA. SWTSX has a slightly lower ER (0.03% vs 0.04% for VTSAX), but slightly lower returns over the long run (like .1% lower than VTSAX). Even if it does continue like that, how long would it take for that 0.1% difference to overcome even a single $50 fee?As you can see, FSKAX and VTSAX are nearly identical on the surface—their returns over the past 10 years and their risk assessment are very similar. Their top 10 holdings are virtually identical as well. Both funds come with low expense ratios, which means you'll pay minimal fees (though FSKAX is slightly cheaper).VTSAX was slightly more volatile with a 10Y volatility of 14.2 versus 13.6 for the S&P 500. That said, VTSAX is the superior long term fund to invest in right now.Currently retirement 600k and college fund 100k for kids are ALL invested to either VTSAX or an S&P. Emergency fund is around 55k sitting in hysa, and home is 350k paid off. Wife and I are 38yo and I want to work until mid 50s. Risk tollerance is somewhat high. ... Regarding US vs International, there is an open debate whether the US will ...r/Bogleheads. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Jack founded Vanguard and pioneered indexed mutual funds. His work has since inspired others to get the most out of their long-term investments.Low Expense Ratios. Vanguard is well known for low costs on its investments. Both VTSAX and VTI are no different. The current expense ratio for VTSAX is 0.04% and VTI is 0.03%. The difference is 0.01%, or one basis point. This difference is so small it is almost not even worth mentioning.May 2, 2024 · FSKAX vs VTSAX — Side-by-Side Comparison. Here’s a side-by-side comparison of both funds. Scroll right on mobile. A few noticeable differences comparing FSKAX vs VTSAX: The benchmark indexes are different. VTSAX is much larger from a net assets perspective. Though, the Fidelity fund is still large.There are only two differences between the two funds: 1. VTSAX is composed of 3,637 individual stocks, compared to just 509 for VFIAX. 2. The dividend yield for VTSAX (1.82%) is slightly lower than that of VFIAX (1.93%), which could make a small difference for investors who are looking for higher-yielding funds.VTWAX is essentially VTSAX and VTIAX combined into one fund. VTWAX is roughly 60% domestic and 40% international. So you can simply do a 60/40 split between VTSAX and VTIAX yourself instead of holding VTWAX. The benefit of VTWAX is that the fund will automatically rebalance itself while you will have to rebalance the VTSAX and VTIAX yourself to ...VFIAX is a subset of VTI/VTSAX. Vanguard TDFs offer a globally-diversified mix of imperfectly-correlated asset classes, which automatically handles the rebalancing for you, and has a built-in glide path to increase exposure …The current volatility for Vanguard Total World Stock Index Fund Admiral Shares (VTWAX) is 3.68%, while Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) has a volatility of 4.03%. This indicates that VTWAX experiences smaller price fluctuations and is considered to be less risky than VTSAX based on this measure.Inspire To FIRE - Inspiration For Financial IndependenceIt will make for easier rebalancing and better tax-lost harvesting. If you add VTWAX, you're doubling up on the stocks in VTSAX. To me, VTWAX only makes sense if you're using it for one-equity-fund simplicity. +1. Go with VTWAX in your IRA's and VTSAX and VTIAX in your taxable account. If you're cool with world market cap, you won't need to ...Plastic surgeons have started to post their surgeries on social media to market to customers—but this trend can be dangerous. Dr. Daniel Barrett, a board-certified surgeon in Bever...Sep 12, 2023 · One of the main differences between VTSAX and VFIAX is the number and diversity of their holdings. VTSAX holds more than seven times as many stocks as VFIAX (3,596 vs. 508 as of December 31, 2020). This means VTSAX offers more diversification than VFIAX across different sectors, industries, and companies.Better yet, just put new money and dividends into VTIAX and keep the existing money in VTWAX. Better yet, just keep putting money in VTWAX for the convenience. Better yet, drive an Uber for an hour because you'll probably make more money than you'd save by spending an hour trying to figure this out.VTSAX has a 3K minimum invest if I'm remembering right for the Admiral share class. Also consider VTWAX for a total global option or introducing VTIAX for some international exposure. I'd also throw in 10% to the REIT index fund they have for tax free dividend growth in the IRA.I would recommend VTWAX, and I came to this conclusion after the tirelessly deliberating between the two myself (actually three, VTWAX vs VTSAX/VTIAX). I prefer VTWAX because it's globally diversified (I'm comfortable with the 59% (NA) /41% (Emerging Markets/Int'l) split), doesn't require me to rebalance it (I enjoy being hands off), and own ...FXAIX vs. VTSAX Dividend Yield. Both FXAIX and VTSAX pay dividends to their shareholders from the earnings of their underlying stocks. The dividend yield is a measure of how much a company pays in dividends relative to its share price. As of 1/15/2024 the dividend yield of FXAIX is 1.69%, while the dividend yield of VTSAX is 1.38%.PRBLX or VTSAX or VTWAX - Which is better to buy? If you are planning to trade this instrument, then get a free analysis on Tickeron.com. more > HOME. AI TRADING. AI Robots. MOST POPULAR . Stocks & ETFs & FOREX. AI Trend Prediction Engine. Stocks & ETFs, MFs & FOREX. AI Pattern Search Engine.With VTSAX, you buy/sell at the end of day price regardless of when the transaction goes through. With VTSAX, you purchase whatever dollar amt you want without regard to share price. With VTI, there is no minimum purchase. VTSAX requires $3k initially.Compare Vanguard international funds. This article contains details specific to United States (US) investors. For non-US investors, acting on fund or ETF suggestions in it may have harmful US tax consequences. These are Vanguard's three broad international index funds. Any of the three is a good core international holding, and all are eligible ...Fund Size Comparison. Both VTSAX and VWINX have a similar number of assets under management. VTSAX has 872 Billion in assets under management, while VWINX has 58.3 Billion . Minafi categorizes both of these funds as large funds. Fund size is a good indication of how many other investors trust this fund.bg5: You are not crazy. Many speculators are tempted to invest in VIGAX (Vanguard Growth Index) because the growth factor is currently outperforming the value factor. I strongly suggest that you continue holding VTSAX (Total Stock Market). Forget about trying to beat the market (you probably won't). Best wishes.With VTSAX, you buy/sell at the end of day price regardless of when the transaction goes through. With VTSAX, you purchase whatever dollar amt you want without regard to share price. With VTI, there is no minimum purchase. VTSAX requires $3k initially.VTWAX vs. VXUS Dividend Yield. Both VTWAX and VXUS pay dividends to their shareholders from the earnings of their underlying stocks. The dividend yield is a measure of how much a company pays in dividends relative to its share price. As of 1/15/2024 the dividend yield of VTWAX is 3.11%, while the dividend yield of VXUS is 5.92%.Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.VTIAX has an expense ratio of .11%; VXUS is at .07%. Not a huge difference, but free money is free money. VTSAX and VBTLX are each .01% higher than their ETF counterparts. 8. Reply. Cruian • 1 mo. ago. The way ETFs trade can introduce differences that may more than cancel out the ER difference. 3.Fidelity's FSXKAX comes with an incredibly low expense ratio of 0.015%, among the lowest in the industry. Meanwhile, Vanguard's VTSAX, while still very competitively priced, has an expense ratio of 0.04%, slightly higher than FSKAX. While this difference seems small on paper, it can amount to a substantial mark when projected over the long ...by YeahBuddy » Mon Jun 14, 2021 11:18 am. The short and simple answer is: Nobody knows. Both are great choices. They are both low cost and diverse. Over the next 35 years my personal spending and investing habits will matter 100x more than any difference in the performance of these two funds. Light weight baby!May 2, 2024 · FSKAX vs VTSAX — Side-by-Side Comparison. Here’s a side-by-side comparison of both funds. Scroll right on mobile. A few noticeable differences comparing FSKAX vs VTSAX: The benchmark indexes are different. VTSAX is much larger from a net assets perspective. Though, the Fidelity fund is still large.7,000 in VTSAX @ .04% ER = $2.80 / year. 3,000 in VTIAX @ .11% ER = $3.30 / year. 10,000 in VTWAX @ .10% ER = $10 / year. This is just an example of the weighted averages. The truth is at the level you're at right now, these expense ratios are something that's really granular when you should be focused on an asset allocation you're comfortable ...(This does not apply when comparing Vanguard's ETFs vs Vanguard's mutual funds) Mutual fund trades may settle a day earlier than ETFs. Mutual funds may be traded for a different one as a single transaction at some brokerages, ETFs must be a sell then buy (M1 Finance might be excluded).Re: VTSMX vs VITSX. by averagedude » Wed Jul 11, 2018 11:10 pm. I would say that having access to VITSX is a sweet deal. It has a cheaper expense ratio than VTSMX or VTSAX. My opinion all are a sweet deal. These are the costs on a million dollar portfolio. VTSMX 0.14% $1400 a year. VTSAX 0.04% $400 a year.The Vanguard Total Stock Market Index Fund (VTSAX) and the Vanguard 500 Index Fund Admiral Shares (VFIAX) have the same expense ratio of 0.04%, which means none is going to help you save more than the other. VFIAX's total net assets, as of November 30, 2021 is $827.2 billion, spread across 515 total holdings. For VTSAX, the total net assets ...This is my concern as well. At the most basic level of understanding of diversification ("not putting all your eggs in one basket"), VTSAX/VTI is putting all your eggs in the U.S. basket (notwithstanding that big U.S. companies do business outside the U.S.) and none in the baskets of companies headquartered outside the U.S.Vanguard has some of the lowest-cost, highest-liquidity mutual funds around. Here we’ll look at the best Vanguard mutual funds for 2023.// TIMESTAMPS:00:00 -...Opened An IRA- Torn Between VTSAX and VTWAX. by Nick1990 » Tue Apr 07, 2020 5:43 pm. Just recently opened a Roth IRA with Vanguard, and can't decide which fund to buy. I currently have $3,000 in there, with another $3,000 to be deposited next week to max out my 2019 contribution. I'm currently 30 years old, and don't have any …Lang, which is developing an AI-powered platform to automate the labeling of customer service requests, has raised $10.5 million in a venture funding round. The customer experience...Only the “share class” it’s the same fund as VT or vtwax just built for large purchases like a 401k servicer would do. There's very very slight differences, and most of these differences are in the fee structures. Institutional shares (VTWIX) have cheaper fees, so that's why the expense ratio is better.The equivalent of VTSAX is VTSAX but Fidelity will charge you a $75 transaction fee for it. The ETF equivalent is VTI but it is the same underlying fund. It tracks the CRSP US Total Market Index. FSKAX tracks the Dow Jones US Total Market Index which is slightly different from the one VTI/VTSAX tracks. Reply reply.FXAIX vs. VTSAX Dividend Yield. Both FXAIX and VTSAX pay dividends to their shareholders from the earnings of their underlying stocks. The dividend yield is a measure of how much a company pays in dividends relative to its share price. As of 1/15/2024 the dividend yield of FXAIX is 1.69%, while the dividend yield of VTSAX is 1.38%.The variety of ways people have found to cram the palm-sized Raspberry Pi computer inside a handheld device are some of my favorite Pi projects. But those projects are usually expe...Currently, VTI is more expensive than VTSAX for a multitude of reasons. One reason for the difference in prices stems from VTSAX's requirement of a minimum investment of at least $3,000.However, buying 100% of VTWAX would eliminate the need for me to re-balance domestic vs international in the future. My current understanding is to invest all in to a large blend of US stocks (VTSAX), since there is a ton of international exposure built in …The value fund has a slightly higher expense ratio too. No it doesnt make it better. The people who slice and dice, tilt to particular corner in market or use factors uses value funds. You can just invest blended fund - TSM or SP500 and be done with it. "My conscience wants vegetarianism to win over the world.May 17, 2021 · Meant to say “VTWAX, and VTIAX even more so”. As you say, the country allocation in the intl portion of the two funds should be the same. But assume a $1000 investment in each fund. VTIAX excludes the USA, so more of the $1000 will go to the “not so S places” in ESG. In VTWAX, less of the $1000 will go to those places.The answer is at that time, you won't be able to do 50/50 VTSAX/VTWAX anymore. You will be figuring out what the percentages should be between VTSAX/VTWAX whenever it changes. with 80% VTSAX / 20% VTIAX you maintain those percentages all the time regardless of how the percentages in VTWAX change.Both FXAIX and VTSAX offer low expense ratios and are suitable for long-term investors. However, there are some key differences to consider when deciding which fund is right for you. FXAIX is cheaper, with an expense ratio of 0.015%, versus VTSAX 0.04% for VTSAX. There is a $3,000 minimum investment for each Vanguard fund, …The only difference is that VTI’s expense ratio is slightly lower at 0.03% compared with 0.04% for VTSAX. This is in alignment with other Vanguard comparisons, such as VOO versus VFIAX. The ...VFIAX closely tracks the S&P 500 and may have the potential to slightly outperform VTSAX in the future. VTSAX is a little more flexible: VTSAX offers a higher level of flexibility than VFIAX. The ...As you can see, the 10-year return was reduced by 0.49% without selling and 2.33% when you sell. Now, VTSAX: The 10-year return was reduced by 0.49% without selling and 2.34% by selling. As you can see and as you would expect from the unique Vanguard fund structure, the two share classes are equally tax-efficient.VTWAX is essentially VTSAX and VTIAX combined into one fund. VTWAX is roughly 60% domestic and 40% international. So you can simply do a 60/40 split between VTSAX and VTIAX yourself instead of holding VTWAX. The benefit of VTWAX is that the fund will automatically rebalance itself while you will have to rebalance the VTSAX and VTIAX yourself to ...Axos Invest is a low-cost robo-advisor and commission-free trading platform that offers a simple and easy-to-use investing experience. The College Investor Student Loans, Investing...2015. $1.01. -. 2014. $0.91. -. Complete Vanguard Total Stock Market Index Fund;Admiral funds overview by Barron's. View the VTSAX funds market news.However, VT is an ETF and VTWAX is a mutual fund. In this case, VT has an expense ratio of 0.08% and no minimum for purchase. VTWAX has a .1% expense ratio and a $3,000 minimum. Those expense ratio differences are small, but if you plan to put large sums of money into VT/VTWAX it will make a big difference.If you put 60% in vtsax that's 100% X 60% = 60% of your portfolio in US. Of the 40% of your money invested (in VTWAX) since VTWAX is 57% US, then you have 40% of your money in 57% US, so 40% X 57% = another 22.8% in US (we'll call that 23%) Therefore you have 60% + 23% of your portfolio in US = 83% US. If you have 83% in US, you have 17% in ...Performance Comparison of SPYG vs. VTWAX The total return performance including dividends is crucial to consider when analyzing different investment funds. As of 1/15/2024, SPYG has a one year annualized return of 29.97%, while VTWAX has a five year annualized return of 21.87%.The answer is at that time, you won't be able to do 50/50 VTSAX/VTWAX anymore. You will be figuring out what the percentages should be between VTSAX/VTWAX whenever it changes. with 80% VTSAX / 20% VTIAX you maintain those percentages all the time regardless of how the percentages in VTWAX change.Sep 12, 2023 · One of the main differences between VTSAX and VFIAX is the number and diversity of their holdings. VTSAX holds more than seven times as many stocks as VFIAX (3,596 vs. 508 as of December 31, 2020). This means VTSAX offers more diversification than VFIAX across different sectors, industries, and companies.The answer is at that time, you won't be able to do 50/50 VTSAX/VTWAX anymore. You will be figuring out what the percentages should be between VTSAX/VTWAX whenever it changes. with 80% VTSAX / 20% VTIAX you maintain those percentages all the time regardless of how the percentages in VTWAX change.New comments cannot be posted and votes cannot be cast. Of those two, VTI (VTSAX) is better. But if you're only going to use a single fund, VT (VTWAX) would be an even better choice. In any account where I'm not limited to a short list, I consider the S&P 500 to be outdated.